Invoice discounting is a financial strategy that allows businesses to unlock the value of their accounts receivable by selling their unpaid invoices to a third-party financier at a discount. This method provides immediate working capital, aiding in cash flow management and ensuring smooth operational continuity. In South Africa, where businesses often face long payment cycles,…

This Guide is designed for South African Businesses in mind and aims to assist in providing some practical guidelines to improving Credit Management within your business.

A positive cash flow keeps the heart of any business pumping, but a negative cash flow will eventually cause the business to fail. A growing business may appear to be successful, but it absorbs cash like a sponge and may actually be a house of cards with no future. Once the business owner identifies a negative cash flow trend, practical steps should immediately be taken to improve the cash available in the business. This article will assist you in turning your business’s cash flow positive again.

A positive cash flow is the life blood of any transport company. Without enough cash to keep on growing, more than 80% of all new transport and logistics companies fail within the first few years. In a depressed economy where many businesses are fighting for survival, large clients can easily stretch payment terms to 60 and even 90 days from statement.

06 Oct 2015 – Invoice Discounting: Case Study 2 CapX recently received an enquiry from a prospective client with quite a unique situation. The client has a large staff compliment, which in turn generates a hefty salary run on the 25th of each month. Although they did not experience payment problems from their debtors, who…